Property Investors

Property owners are looking for peace of mind to ensure their most valuable assets are covered, so our specialist property investors product is designed with them in mind.

Owners and landlords of let commercial and residential properties, as well as mixed portfolios, will benefit from all risks cover provided as standard – whether their tenants are professional workers, students or retired.

Ideal for trades such as high street retail (newsagents and greengrocers), small industrial (metalworkers and precision engineers) and small warehouses (electrical goods warehouses).

Key Product Features

  • Includes 35% day-one uplift, to protect against a possible shortfall in a claim payment due to inflation.
  • £2m capital additions limit with £500,000 in respect of alteration, additions and improvements.
  • £250,000 contract works cover.
  • £50,000 damage to landscaped gardens.
  • Trace and access - no inner limit.
  • Empty buildings - notification only required after 30 days.
  • £5,000 eviction of squatters.
  • Failure of tenants insurances - 20% of total sum insured (£2m limit).
  • £5m POL cover as standard.
  • £1m liability cover for legionellosis.
  • Glass cover automatically included.
  • £7,500 replacement locks and keys following theft.
  • £5,000 tree felling or lopping.
  • £500 removal of wasp and bee nests.
  • Fly tipping cover.

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