Motor Trade

A high-quality insurance policy which is designed to cover most businesses that have a motor trade premises.

Targeted for those working in vehicle sales (new or used), mechanical repairs and servicing, body shops, paint spraying, MOT stations and tyre fitting.

Standard cover provides all the key features you’d expect (such as all-risks property damage and goods in transit cover) plus equipment cover and legal expenses embedded at no extra charge.  A range of optional extras, including business interruption, can also be added.

Key Product Features

  • Property Damage cover is on an all All Risks basis with full theft cover.
  • Embedded Equipment Breakdown cover automatically included.
  • Embedded Legal Expenses cover automatically included.
  • Engineering inspection is charged at a flat rate per premises.
  • A wide range of standard extensions.
  • Uninsured loss recovery included automatically at no charge and cover includes Hire assist; a hire vehicle provided free of charge for up to 14 days if your vehicle is stolen or undriveable due to fire damage.


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