Residential Property Owners

From owners of individual properties, including blocks of flats, to those with a multi-site portfolio, this is a tailored product written specifically for the residential property market.

Ideal for investors, landlords and residents’ associations, especially those with professional tenants in well-maintained blocks with minimal levels of un-occupancy, or owner-occupied apartments.

Our experienced team of regional underwriters are experts in the sector and can provide case-by-case advice.

Key Product Features

  • Includes 35% day-one uplift.
  • £2m capital additions limit with £500,000 in respect of alteration, additions and improvements.
  • £250,000 contract works cover.
  • £50,000 damage to landscaped gardens.
  • Trace and access – no inner limit.
  • Empty buildings – notification only required after 30 days.
  • £5,000 eviction of squatters.
  • Failure of tenants insurances – 20% of total sum insured (£2m limit).
  • £1m liability cover for legionellosis.
  • Glass cover automatically included.
  • £7,500 replacement locks and keys following theft.
  • £5,000 tree felling or lopping.
  • £500 removal of wasp and bee nests
  • Fly tipping cover.
  • Malicious damage by tenants included.

Insights

Our View on the Hard Market

Our View on the Hard Market By Jon Hipkin, Key Account Director and Stuart Danskin, Director of Underwriting Listen to our views on the current market positioning and how we…

Protect your clients’ business every day – not just when disaster strikes

Do you know about Arch Business Protection? Arch Business Protection provides commercial clients with a unique combination of cloud-based risk management systems, unlimited client engagement support and tailored consultancy services.…

Important updates for Arch Insurance (UK) Ltd – Premium Finance Change

Arch Insurance is updating transaction charges for insurance policies paid by instalments in 2020 and all brokers should be aware of the changes. From 1st January 2020 the charge will…

Extra protection where SMEs need it most

We know that SME owners can feel like they’re ‘muddling through’ when it comes to implementing health and safety best practices within their business. Costly mistakes can be made and…