Residential Property Owners

From owners of individual properties, including blocks of flats, to those with a multi-site portfolio, this is a tailored product written specifically for the residential property market.

Ideal for investors, landlords and residents’ associations, especially those with professional tenants in well-maintained blocks with minimal levels of un-occupancy, or owner-occupied apartments.

Our experienced team of regional underwriters are experts in the sector and can provide case-by-case advice.

Key Product Features

  • Includes 35% day-one uplift.
  • £2m capital additions limit with £500,000 in respect of alteration, additions and improvements.
  • £250,000 contract works cover.
  • £50,000 damage to landscaped gardens.
  • Trace and access – no inner limit.
  • Empty buildings – notification only required after 30 days.
  • £5,000 eviction of squatters.
  • Failure of tenants insurances – 20% of total sum insured (£2m limit).
  • £1m liability cover for legionellosis.
  • Glass cover automatically included.
  • £7,500 replacement locks and keys following theft.
  • £5,000 tree felling or lopping.
  • £500 removal of wasp and bee nests
  • Fly tipping cover.
  • Malicious damage by tenants included.


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