Modern retail businesses, whether in the high street or out of town, require specially-designed commercial insurance to stay operational 24 hours a day.

Arch provides a retail package insurance policy which covers a wide range of retail businesses, from florists to grocers and book shops to stationers.

High-risk goods such as wines and spirits, cigarettes and tobacco can all be covered – and our expert underwriters, who are specialists in the sector, are available to help you tailor the policy benefits to meet the specific needs of your client as well as discussing a range of added-value services.

Key Product Features

  • Full accidental damage cover, including damage to glass.
  • Seasonal increase of 30% for stock.
  • Wide business interruption cover including failure of utilities.
  • Employers’ liability £10,000,000.
  • Public/products liability £2,500,000.
  • Legal expenses including cover for contract disputes.
  • A wide range of standard and optional extensions that can be tailored to meet your client's individual needs.
  • Access to a range of added value services including online production of health and safety plans, business continuity plans and telephone help lines providing legal and health and safety advice and employee counselling.


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